> ## Documentation Index
> Fetch the complete documentation index at: https://docs.hyperrails.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Off-Ramp Transactions

> Convert stablecoins into fiat currency using HyperRail’s off-ramp feature.

## Overview

<Badge text="Off-Ramp" />

<Badge text="Stablecoin to Fiat" />

<Badge text="Application Flow" />

Off-ramp transactions allow merchants to **convert stablecoins into fiat currency** within the HyperRail application.

These transactions enable businesses to settle funds into local fiat accounts using available platform liquidity, with transparent rates and clear transaction tracking.

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## When to Use Off-Ramp

* Withdrawing stablecoin balances to fiat
* Settling funds into local bank accounts
* Paying suppliers or operational expenses
* Rebalancing treasury holdings

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## How an Off-Ramp Transaction Works

<Steps>
  <Step title="Login">
    Login to your HyperRail account and head over to trade
  </Step>

  <Step title="Select Assets">
    Choose the **source stablecoin**, the **destination fiat currency**, and enter the amount to convert.
  </Step>

  <Step title="Review Rate">
    HyperRail displays the current exchange rate and expected fiat payout.
  </Step>

  <Step title="Confirm Withdrawal">
    Confirm the transaction to lock the rate and begin processing.
  </Step>

  <Step title="Receive Fiat">
    Funds are settled to your selected fiat account once processing is complete.
  </Step>
</Steps>

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## Transaction Statuses

<Info>
  Each off-ramp transaction progresses through the following statuses:
</Info>

* `pending` – Conversion processing
* `successful` – Fiat successfully settled
* `expired` – Transaction expired
* `insufficient-balance` – insufficient wallet balance
* `failed` – Transaction unsuccessful

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<Tip>
  Important Notes
</Tip>

* Rates are shown before confirmation
* Final rates are locked at confirmation
* Settlement time may vary by currency and payout method
* All transactions are logged for reconciliation

***